Credit card or prepaid card -- Improper use of your report -- Complaint #6363356
Complaint Overview
Complaint ID: 6363356
Company: Wells Fargo & Company
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Minnesota
ZIP Code: 55311
Date Received: 2022-12-26T12:00:00-05:00
Date Sent to Company: 2022-12-26T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To whom it may concern I disputed Wells Fargo XXXX XXXX the original dispute was included in bankruptcy was not added to XXXX XXXX XXXX XXXX. You claim the information was added i revised the credit report with a new credit report the information is still not there which put you in FCRA i demand that you remove this account in its entirety I asked you to review XXXX credit report that is uploaded and circle where do you see included in bankruptcy! Also you failed to notify the bureaus that consumer disputes!! Is another violation of the FCRA. Per the reporting agencies there was a updated done by you and you failed to note the account as consumer dispute. Also the account was open on XX/XX/2017 the payment history is incomplete which is another violation of the FCRA based on the credit report Wells Fargo I dont want to sue you for XXXX in FCRA violation but I will if I have too FCRA states consumer credit report must be 100 % accurate and verified remove the account from XXXX XXXX and XXXX immediately
Frequently Asked Questions
What is Complaint #6363356 about?
Complaint #6363356 was filed against Wells Fargo & Company regarding Credit card or prepaid card specifically about Improper use of your report. It was received by the CFPB on 2022-12-26T12:00:00-05:00.
How did Wells Fargo & Company respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.
Can I see other complaints against Wells Fargo & Company?
Yes, visit the Wells Fargo & Company company profile at readthecomplaint.com/company/wells-fargo-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.