Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #6357333

Complaint Overview

Complaint ID: 6357333

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Georgia

ZIP Code: 302XX

Date Received: 2022-12-23T12:00:00-05:00

Date Sent to Company: 2022-12-23T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

EQUIFAX IS REPORTING OVER XXXX WORTH OF BAD DEBT ON MY CREDIT THAT DOES NOT BELONG ON MY REPORT AND IS REFUSING TO DELETE. I HAVE PROVIDED PROOF THAT THIS COMPANY IS REPORTING THE SAME ACCOUNT WHICH ARE DUPLICATE ACCOUNTS. THIS IS A FEDERAL LAW. YOU MUST DELETE BOTH OF THESE ACCOUNTS IMMEDIATELY OR I WILL SEEK COUNCIL. I HAVE PROVIDED PROOF THAT YOUR COMPANY IS REPORTING INACCURATE INFORMATION WHIS IS AGAINST THE LAW. YOU MUST INSURE MY CREDIT IS 100 % ACCURATE AT ALL TIME AND BECAUSE OF THIS, MY CAR INSURANCE HAS GONE UP, AND I GOT DENIED CREDIT FOR A HIGH DEBT TO INCOME.

Frequently Asked Questions

What is Complaint #6357333 about?

Complaint #6357333 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2022-12-23T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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