Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6340410

Complaint Overview

Complaint ID: 6340410

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Personal information incorrect

State: South Carolina

ZIP Code: 29461

Date Received: 2022-12-19T12:00:00-05:00

Date Sent to Company: 2022-12-19T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

With Experian - XXXX. XXXX spelled incorrectly. XXXX XXXX XXXX is the spelling of my name. XXXX. Incorrect past addresses. XXXX XXXX XXXX, XXXX, SC XXXX nor XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX SC XXXX was never addresses of mine. XXXX. Incorrect past phone number XXXX was never my number. XXXX. Late payment history from collection agencies- which should not be on my credit report, because they are collection agencies ( XXXX XXXX is XXXX ). XXXX. My XXXXXXXX XXXX XXXX XXXX is not up to date. With Equifax - XXXX. XXXX should not be on my report. XXXX. The home that was sold should not have been reported on XX/XX/2022. XXXX. XXXX XXXX was not a charge off, and also have duplicate account info I only had XXXX account with them. It was paid through debt consolidation. XXXX. There are XXXX reportings of late payments for XXXX XXXX which should have been deleted. The car was totaled and paid off. XXXX. XXXX XXXX is a collection agency and should not be reporting delinquencies. XXXX. My name is spelled wrong under XXXX name used XXXX XXXX. XXXX. XXXX XXXX XXXX is not my current address. XXXX. XXXX XXXX XXXX is a collection agency and should not be reporting any delinquencies. XXXX. My XXXXXXXX XXXX XXXX XXXX is not up to date. With XXXX - XXXX. My current address is not XXXX XXXX XXXX XXXX, XXXX XXXX, SC XXXX. XXXX. There are XXXX XXXX postings and XXXX state as current. The only XXXX correct is the one that is closed. XXXX. The XXXX account should not be on my credit report. XXXX. Late payment history from collection agencies- which should not be on my credit report, because they are collection agencies ( XXXX XXXX is XXXX ). XXXX. My XXXXXXXX XXXX XXXX XXXX is not up to date. They do not have my car loan accurately reported between them all.

Frequently Asked Questions

What is Complaint #6340410 about?

Complaint #6340410 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-12-19T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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