Credit card or prepaid card -- Incorrect information on your report -- Complaint #6326939
Complaint Overview
Complaint ID: 6326939
Company: Wells Fargo & Company
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Pennsylvania
ZIP Code: 180XX
Date Received: 2022-12-15T12:00:00-05:00
Date Sent to Company: 2022-12-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Wells Fargo is attempting to collect on a debt, that's charged off. This account was discharged and the alleged debt has been used as a tax write-off. This will be an act of tax fraud, to collect on a debt that is registered as income. The harassment to collect on this debt would be a violation of the FCRA 15 USC 1681eb, failing to report information that is accurate.
Frequently Asked Questions
What is Complaint #6326939 about?
Complaint #6326939 was filed against Wells Fargo & Company regarding Credit card or prepaid card specifically about Incorrect information on your report. It was received by the CFPB on 2022-12-15T12:00:00-05:00.
How did Wells Fargo & Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.
Can I see other complaints against Wells Fargo & Company?
Yes, visit the Wells Fargo & Company company profile at readthecomplaint.com/company/wells-fargo-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.