Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6321540
Complaint Overview
Complaint ID: 6321540
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: North Carolina
ZIP Code: 28348
Date Received: 2022-12-14T12:00:00-05:00
Date Sent to Company: 2022-12-14T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have repeatly mailed the Reporting agency regarding this inaccurate information. In fact, I have mailed them approximately 12 times through certified mail asking for a REINVESTIGATION. I have requested for proof of the investigation they conducted and the response I received is that the furnisher has verified, and the information is accurate. I've asked for documents containing my signature and any other information that they used to agree with the furnisher that the information they received belongs to me. I have consistently written the Reporting Agency and informed them that the account they are reporting is inaccurate and does not belong to me. I've been told by the Reporting Agency that they have conducted an investigation and that they are not REQUIRED to conduct another investigation. XXXX XXXX XXXX # XXXX 15 U.S.C. 1681 section 602 A. States I have the right to privacy. 15 U.S.C. 1681 Section 602 A Section 2 : It also states a consumer reporting agency CAN NOT furnish an account without my written instruction.
Frequently Asked Questions
What is Complaint #6321540 about?
Complaint #6321540 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-12-14T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.