Debt collection -- Took or threatened to take negative or legal action -- Complaint #6312029
Complaint Overview
Complaint ID: 6312029
Company: Mary Jane M. Elliott, P.C. Attorneys At Law
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Collected or attempted to collect exempt funds
State: Michigan
ZIP Code: 48507
Date Received: 2022-12-12T12:00:00-05:00
Date Sent to Company: 2022-12-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American, Servicemember
Consumer Narrative
In XXXXXXXX XXXX XXXXXXXX, I was being pre certified from a Mortgage Lender and I had to address a reported Debt from XXXX XXXX XXXX of XXXX was told the debt was closed.written off.Closed due to Covid 19.I owed nothing. VA mortgage was approved I had no collections then and to date there are no collections on my credit reporting agencys. I am XXXX yrs old and purchased a home XXXX. Mary Jane Elliott P.C.firm. sent me a pretrial form Over a XXXX XXXX XXXX again debt of XXXXVerified Closed. Mary Jane Elliot P.C. firm sent me-Manipulated XXXX XXXX statements from XXXX through nove XXXX. With identifing me and me address.But the dates of purchases are incorrect, The balances are incorrect and my payment amounts are incorrect.All amounts seem to be manipulated to show a balance of XXXX that is not mine and I do not owe the original creditor, XXXX XXXX with XXXX as the credit giver. My credit limit was never higher then XXXX Collections manipulated limit increase to XXXX to account for the absorbant fees and interest charges added to balance..This account was in dispute XXXX Over a defective laptop purchase. Mary Jane Elliot, Attorney P.C. collections for XXXX XXXX XXXX closed debts. This firm is trying to force me to pay a debt.I do not owe this debt of XXXX to XXXX XXXX XXXX. I know my rights are violated under the fair debt and collections act.I have asked this court case now to be heard on XX/XX/XXXX be dismissed on XXXX XXXX because Mary Jane Elliot says I owe this debt. I produced a collection form from XXXXXXXX XXXX for XXXX XXXX from XXXX my credit reports whoing the account closed written off in XXXX XXXX XXXX XXXX removed themselves from XXXX reporting agencys there is no debt owed to them or the original debt holder. XXXX XXXX said he would revisit this in 89 days.Court in Michigan XXXX district court on XXXXXXXX XXXX XXXXXXXX Mary Jane Elliot continues after 1 year of harrassments.On the court date of XXXX Sends me a Stipulated order on my dismissal motion that I agree to pay XXXX at XXXX dollars a month.On a debt that they manipulated documents to reflect a balance of XXXX. That I do not owe. And I do not owe XXXXI should not have to pay anything.They should pay me for Harrassment. These created and manipulated billing statements from XXXX advantage Credit; Had my name and address correct. The merchandise purchase dates and payoff payments were not reflected.As the double fees were removed. These deb collectors should be charged for false documentation to collect a debt not owed. I can fax credit reports documentation showing account closed In XXXX and removed in XXXX for unable to verify.
Frequently Asked Questions
What is Complaint #6312029 about?
Complaint #6312029 was filed against Mary Jane M. Elliott, P.C. Attorneys At Law regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2022-12-12T12:00:00-05:00.
How did Mary Jane M. Elliott, P.C. Attorneys At Law respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Mary Jane M. Elliott, P.C. Attorneys At Law?
Yes, visit the Mary Jane M. Elliott, P.C. Attorneys At Law company profile at readthecomplaint.com/company/mary-jane-m-elliott-p-c-attorneys-at-law to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.