Debt collection -- Took or threatened to take negative or legal action -- Complaint #6307839
Complaint Overview
Complaint ID: 6307839
Company: Grain Technology, INC.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: South Carolina
ZIP Code: 29150
Date Received: 2022-12-11T12:00:00-05:00
Date Sent to Company: 2022-12-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
RE : COMPANY ALLEGED DEBT ALLEGATIONS I, am Consumer/Natural Person. Grain Technology you are a debt collector identified in the Fair Debt Collection Practices Act in Pursuant to Title 15 USC 1692c. ( c ). It has come to my attention, and I am Aware that Grain Technology has violated my rights pursuant to the Fair Debt Collection Practices Act ( FDCPA ) Pursuant to Title 15 USC 1692c ( c ) I am notifying you in writing that I dispute and REFUSE to pay the ALLEGED debt! I am demanding that you cease all further communication through ALL and ANY medium EXCEPT, For communication of remedies for XXXX XXXX XXXX, The consumer and natural person., via MAIL ONLY! Below I have attached the following documents below showing proof of harassment and constant from Grain Technology. You Are Civilly Liable, Failure to respond and honor demands of this notice, Will result in an additional violation pursuant the FDCPA. I will take legal action and Litigation will be brought upon you.
Frequently Asked Questions
What is Complaint #6307839 about?
Complaint #6307839 was filed against Grain Technology, INC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2022-12-11T12:00:00-05:00.
How did Grain Technology, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Grain Technology, INC.?
Yes, visit the Grain Technology, INC. company profile at readthecomplaint.com/company/grain-technology-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.