Debt collection -- Attempts to collect debt not owed -- Complaint #6303042

Complaint Overview

Complaint ID: 6303042

Company: Data And Contact Management Solutions, LLC

Product: Debt collection

Sub-Product: Credit card debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Arizona

ZIP Code: 856XX

Date Received: 2022-12-09T12:00:00-05:00

Date Sent to Company: 2022-12-09T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/2022 I received letter from DCM SERVICES LLC stating I owe them a debt. I responded with request to validate said debt and attached a form to be filled out it its entirety and sent back to me ( which they have failed to do ). Statements with my personal and private information is not a contract binding me to the third party debt collector ( DCM SERVICES LLC ). They have sent me false and deceptive forms and infringed on my right to privacy.

Frequently Asked Questions

What is Complaint #6303042 about?

Complaint #6303042 was filed against Data And Contact Management Solutions, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-12-09T12:00:00-05:00.

How did Data And Contact Management Solutions, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Data And Contact Management Solutions, LLC?

Yes, visit the Data And Contact Management Solutions, LLC company profile at readthecomplaint.com/company/data-and-contact-management-solutions-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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