Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6302760

Complaint Overview

Complaint ID: 6302760

Company: Capital One Financial Corporation

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account status incorrect

State: Colorado

ZIP Code: 804XX

Date Received: 2022-12-09T12:00:00-05:00

Date Sent to Company: 2022-12-09T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have always paid my bill on time every month with my credit card and I'm set up on automatic payment. However, i recently noticed a late payment on my account. I have tried to get an explanation but have not gotten one and they have not removed the late payment from my report. Please help me in correcting this error. Thank you.

Frequently Asked Questions

What is Complaint #6302760 about?

Complaint #6302760 was filed against Capital One Financial Corporation regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-12-09T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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