Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6289442

Complaint Overview

Complaint ID: 6289442

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: Michigan

ZIP Code: 48192

Date Received: 2022-12-06T12:00:00-05:00

Date Sent to Company: 2022-12-06T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

THIS IS NOT A DUPLICATE* THIS COMPANY IS A FRAUD. THEY HAVE BLOCKED ME FROM DISPUTING INACCURACIES ON MY CREDIT REPORT THAT ARE TRUE ERRORS. THEY HAVE NEVER PROVIDED METHOD OF VALIDATION FOR ANY ACCOUNTS REQUESTED. THEY HAVE NEVER PROVIDED UPDATED CREDIT REPORT AFTER EACH DISPUTES. THEY ARE FRAUDS. I HAVE COMPLAINED ABOUT THE FOLLOWNG ACCOINTS SEVERAL TIMES. SINCE THEY WANT TO BLOCK ME FROM ONLINE DISPUTING. I AM FILING A COMPLAINT FOR FRAUD. YOU CAN'T BLOCK A CONSUMER FROM DISPUTING!! AND THEY ARE TAKIN XXXX THAN XXXX DAYS TO RESPOND ON HERE AND ON WITH INVESTIGATIONS XXXX. They are showing accounts past the XXXX days statute of limitations XXXX. They have never provided a MOV XXXX. They are showing sold accounts with balances XXXX. They are showing repeated Charge offs every month XXXX. They are not being consistent with other credit bureaus Here are the accounts they are showing balances, XXXX past statues, sold accounts XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Frequently Asked Questions

What is Complaint #6289442 about?

Complaint #6289442 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-12-06T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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