Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6288956

Complaint Overview

Complaint ID: 6288956

Company: Experian Information Solutions INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Nevada

ZIP Code: 89052

Date Received: 2022-12-06T12:00:00-05:00

Date Sent to Company: 2022-12-06T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Throughout the last year in a half, I have sent out a number of letters regarding this matter, and recently, on XX/XX/2022, I sent a letter regarding errors on my credit report. Despite over XXXX days passing, I have not yet received a response. There is a sense that I am being taken advantage of and ignored by my disputes. It is clearly stated in Section 611 ( a ) that a failure to investigate these items within XXXX days constitutes grounds for immediate removal from my credit report. There has been no activity for over XXXX days, so it should be immediately deleted. If these accounts are not deleted immediately, I will file a lawsuit based on the stress you have caused me. At this point, I am ready to send it through and proceed with the lawsuit. I was also affected by the XXXX data breach and my information has been misused.

Frequently Asked Questions

What is Complaint #6288956 about?

Complaint #6288956 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-12-06T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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