Debt collection -- Written notification about debt -- Complaint #6283269
Complaint Overview
Complaint ID: 6283269
Company: Ccs Financial Services, INC.
Product: Debt collection
Sub-Product: Medical debt
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: South Carolina
ZIP Code: 29488
Date Received: 2022-12-05T12:00:00-05:00
Date Sent to Company: 2022-12-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In review of my XXXX credit report on XX/XX/XXXX, I noticed a XXXX ( XXXX ) collections accounts from a company by the name of Credit Collection Services. I had never heard of them before nor received any writtenc communication from them. On XX/XX/XXXX I contacted this company via XXXX Mail to " Validate '' this debt. I received the green certified card that revealed that the company received my letter. On XX/XX/XXXX, I noticed that XXXX of the XXXX ( XXXX ) accounts that I had disputed was removed and I had not received an official response from them. I drafted another letter to them on XX/XX/XXXX informing them that they were in direct violation of the federal consumer law. I sent this letter to them via XXXX Mail as well. As to this date, I have still not received any response from them. Furthermore, they have violated the FDCPA Regulation F that became effective XX/XX/XXXX.
Frequently Asked Questions
What is Complaint #6283269 about?
Complaint #6283269 was filed against Ccs Financial Services, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2022-12-05T12:00:00-05:00.
How did Ccs Financial Services, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ccs Financial Services, INC.?
Yes, visit the Ccs Financial Services, INC. company profile at readthecomplaint.com/company/ccs-financial-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.