Credit card or prepaid card -- Getting a credit card -- Complaint #6276686
Complaint Overview
Complaint ID: 6276686
Company: Capital One Financial Corporation
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-Issue: Application denied
State: Illinois
ZIP Code: 60619
Date Received: 2022-12-03T12:00:00-05:00
Date Sent to Company: 2022-12-03T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On Friday XX/XX/XXXX I requested a credit line increase on XXXX of my credit card accounts I have with Capital One Bank I have a Saks Fifth, XXXX and Quick Silver which are all financed by Capital One I was approved on My XXXX credit card original credit limit {$1500.00} new credit limit {$4500.00} Saks original credit limit {$750.00} new credit limit {$2700.00} which were both done with a soft pull to my credit my Quick silver was denied for too many inquires when I only had 2 inquiry and the balance was too low when I have paid the card in full so the reason for denying me is a complete lie I have been a customer with Capital One bank since XXXX and I believe it is unfair to be mistreated and denied for false information. This is discrimination and I would like the decision reconsidered knowing that I was approved for 2 credit line increases on the exact same day with the bank I have attached showing the inquiries on my credit report
Frequently Asked Questions
What is Complaint #6276686 about?
Complaint #6276686 was filed against Capital One Financial Corporation regarding Credit card or prepaid card specifically about Getting a credit card. It was received by the CFPB on 2022-12-03T12:00:00-05:00.
How did Capital One Financial Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.
Can I see other complaints against Capital One Financial Corporation?
Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.