Debt collection -- False statements or representation -- Complaint #6276506
Complaint Overview
Complaint ID: 6276506
Company: Credit Acceptance Corporation
Product: Debt collection
Sub-Product: Auto debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Michigan
ZIP Code: 48224
Date Received: 2022-12-03T12:00:00-05:00
Date Sent to Company: 2022-12-03T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I simply paid into the account and they charge me they charged off the account and it was charged off at XXXX and some odd dollars they then put it back on my credit report as {$10000.00} XXXX and start trying to garnish my wages and garnish my wages for months for money that I do not owe
Frequently Asked Questions
What is Complaint #6276506 about?
Complaint #6276506 was filed against Credit Acceptance Corporation regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2022-12-03T12:00:00-05:00.
How did Credit Acceptance Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Credit Acceptance Corporation?
Yes, visit the Credit Acceptance Corporation company profile at readthecomplaint.com/company/credit-acceptance-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.