Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6275692
Complaint Overview
Complaint ID: 6275692
Company: Capital One Financial Corporation
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Michigan
ZIP Code: 48235
Date Received: 2022-12-03T12:00:00-05:00
Date Sent to Company: 2022-12-03T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I Have 4 Hard Inquiry On My Credit Report & None Of These Banks Are Mines. 3 Capital Ones, 1 XXXX XXXX XXXX. First One Is Capital One Its Been Posted On XXXX XXXX XXXX Second One XXXX XXXX XXXX XXXX XXXX XXXX And XXXX XXXX XXXX XXXX XXXXt. I Would Like To Put A Lock On My Credit If Its Possibly
Frequently Asked Questions
What is Complaint #6275692 about?
Complaint #6275692 was filed against Capital One Financial Corporation regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-12-03T12:00:00-05:00.
How did Capital One Financial Corporation respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Capital One Financial Corporation?
Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.