Debt collection -- False statements or representation -- Complaint #6268009
Complaint Overview
Complaint ID: 6268009
Company: Retail Merchants Associates
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Indicated you were committing crime by not paying debt
State: Louisiana
ZIP Code: 71112
Date Received: 2022-12-01T12:00:00-05:00
Date Sent to Company: 2022-12-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have been requesting for this company to send me validation of debt to clarify everything about this alleged debt but not only they have failed to send me information, but they are also reporting false information to the credit bureau which is damaging my character. My information may have gotten to the hands of the wrong people and this may be the result of such an incident.
Frequently Asked Questions
What is Complaint #6268009 about?
Complaint #6268009 was filed against Retail Merchants Associates regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2022-12-01T12:00:00-05:00.
How did Retail Merchants Associates respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Retail Merchants Associates?
Yes, visit the Retail Merchants Associates company profile at readthecomplaint.com/company/retail-merchants-associates to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.