Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6258981

Complaint Overview

Complaint ID: 6258981

Company: Experian Information Solutions INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: Nevada

ZIP Code: 89148

Date Received: 2022-11-29T12:00:00-05:00

Date Sent to Company: 2022-11-29T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

In accordance with the fair credit reporting act convergent account number XXXX XXXX XXXX XXXX opened XX/XX/2022 amount of {$1400.00} has violated my rights. I am not responsible for such debt. I have verification from original creditor XXXX XXXX that I owe {$0.00} debt. Please remove this debt and the incorrect information immediately. Statue 15 U.S.C 1681 section 602A states I have a right to privacy. Statue 15 U.S.C 1681 section 604A states a consumer reporting agency can not furnish a account without written instructions from the consumer. I am this consumer and I do not give permission to furnish information on my report at this time.

Frequently Asked Questions

What is Complaint #6258981 about?

Complaint #6258981 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-11-29T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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