Payday loan, title loan, or personal loan -- Struggling to pay your loan -- Complaint #6258818
Complaint Overview
Complaint ID: 6258818
Company: 1st Choice Loans, LLC.
Product: Payday loan, title loan, or personal loan
Sub-Product: Installment loan
Issue: Struggling to pay your loan
State: Tennessee
ZIP Code: 37334
Date Received: 2022-11-29T12:00:00-05:00
Date Sent to Company: 2023-01-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XXXX the manager of 1st Choice Loans in XXXX XXXX, XXXX XXXX, used his personal cell phone to contact my place of employment on a business related matter. When i answered the phone and identified my company and myself he then hung up on me. I called the office number to 1st Choice Loans. XXXX XXXX answered the phone announcing himself. I told him who I was and asked if I could assist him with anything only for him to rudely disconnect the call without saying anything in reply. I have previously advised XXXX XXXX and his assistant to not contact my employer anymore... this is the 2nd attempted contact from XXXX XXXX since being instructed to not call my employer. This is not the first time he has used his personal cell phone to contact me to conduct business related to 1st choice loans. His actions are very rude and unprofessional.
Frequently Asked Questions
What is Complaint #6258818 about?
Complaint #6258818 was filed against 1st Choice Loans, LLC. regarding Payday loan, title loan, or personal loan specifically about Struggling to pay your loan. It was received by the CFPB on 2022-11-29T12:00:00-05:00.
How did 1st Choice Loans, LLC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.
Can I see other complaints against 1st Choice Loans, LLC.?
Yes, visit the 1st Choice Loans, LLC. company profile at readthecomplaint.com/company/1st-choice-loans-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.