Debt collection -- False statements or representation -- Complaint #6250067

Complaint Overview

Complaint ID: 6250067

Company: Fair Collections & Outsourcing, INC.

Product: Debt collection

Sub-Product: Other debt

Issue: False statements or representation

Sub-Issue: Attempted to collect wrong amount

State: Ohio

ZIP Code: 431XX

Date Received: 2022-11-25T12:00:00-05:00

Date Sent to Company: 2022-11-25T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have contacted Fair Collections In & Out REPEATEDLY since it first appeared on my credit report. They dont respond to letters requesting validation of the debt. They refuse to provide original contracts to validate account and amount owed. I do not think this company is a legitimate collection agency. They need investigated i think they are fraudulently bullying consumers into paying debts they dont owe!

Frequently Asked Questions

What is Complaint #6250067 about?

Complaint #6250067 was filed against Fair Collections & Outsourcing, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2022-11-25T12:00:00-05:00.

How did Fair Collections & Outsourcing, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Fair Collections & Outsourcing, INC.?

Yes, visit the Fair Collections & Outsourcing, INC. company profile at readthecomplaint.com/company/fair-collections-outsourcing-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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