Debt collection -- Attempts to collect debt not owed -- Complaint #6242081
Complaint Overview
Complaint ID: 6242081
Company: Amsher Collection Services, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: California
ZIP Code: 91605
Date Received: 2022-11-24T12:00:00-05:00
Date Sent to Company: 2022-11-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This complaint submission is in regards to a false credit report by AMSHER COLLECTION SERVICES ( XXXX XXXX XXXX, XXXX, AL XXXX ). I have made attempts to rectify this matter with them directly as they have now been unresponsive. I spoke with a representative by the name of XXXX XXXX, who was both rude and uninformative. When first speaking to XXXX XXXX, he was extremely aggressive and hung up the phone when requesting information regarding the account. I then made another attempt and after waiting on hold for XXXX minutes, I was finally provided with the mailing address so I could forward them a Debt Of Validation letter. This Debt Of Validation letter which was sent on XX/XX/2022, was confirmed through CERTIFIED MAIL that the Supervisor had received the files by signature confirmation. At this point it is now XX/XX/2022, and after 30 days of notifying them, neither my Attorney nor I have received any response, or correspondents. I specifically asked for proof of the alleged debt and anything in signature or JUDGEMENT BY LAW stating I was obligated to pay them or falsely report a debt to the three major Credit Bureaus. I got a response from XXXX XXXX XXXX XXXX named XXXX XXXX who also failed to comply or provide any appropriate documentation for their claims. They also failed to return the requested information on the Debt of Validation Letter. I have never made any agreement with them nor the original creditor to pay anything, nor was I properly notified of this false reported debt. I am requesting AMSHER COLLECTION SERVICES ( XXXX XXXX XXXX, XXXX, AL XXXX ) to immediately remove me from their systems and update all 3 major Credit Bureaus specifically ( XXXX, XXXX, & XXXX ) on this action. They have failed to follow the guidelines which were all provided to them in the Debt Of Validation letter that supports the Fair Debt Collections Practice Act. In result, AMSHER COLLECTION SERVICES ( XXXX XXXX XXXX, XXXX, AL XXXX ) are violating my rights and are also causing financial hardship with this debt being reported. This false report by AMSHER COLLECTION SERVICES ( XXXX XXXX XXXX, XXXX, AL XXXX ) has prevented me from gaining access to any lenders due to Derogatory Marks on file. At this point they have failed to provide any competent evidence or any legal obligation and AMSHER COLLECTION SERVICES ( XXXX XXXX XXXX, XXXX, AL XXXX ) is currently in violation of the Fair Debt Collections Practice Act, 15 USC 1692g. If this report is not updated immediately to the XXXX major Credit Bureaus, I will be taking legal actions and will immediately file a Civil Suit.
Frequently Asked Questions
What is Complaint #6242081 about?
Complaint #6242081 was filed against Amsher Collection Services, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-11-24T12:00:00-05:00.
How did Amsher Collection Services, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Amsher Collection Services, INC.?
Yes, visit the Amsher Collection Services, INC. company profile at readthecomplaint.com/company/amsher-collection-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.