Debt collection -- Written notification about debt -- Complaint #6241362
Complaint Overview
Complaint ID: 6241362
Company: Valor Intelligent Processing, LLC
Product: Debt collection
Sub-Product: Other debt
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: Florida
ZIP Code: 326XX
Date Received: 2022-11-24T12:00:00-05:00
Date Sent to Company: 2022-11-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I, XXXX XXXX received notification from credit reporting agency on XXXX XXXX that a collection from Valor Intelligent Processing had placed a collection accounts on my credit reports. I was not aware of any debt collection attempt from this company. I called the number listed several times on credit report XXXX but no answer. I also searched their website www.valorvip.com and obtained another number XXXX and no answer as well. So I decided to file complaint since they failed to contact me to give me my right to verify or validate this debt before placing on my credit which dropped my scores by XXXX points. I see from credit report they acquired debt in or around XX/XX/2022 and never sent me anything through mail to attempt to verify or validate this. Valor Intelligent processing XXXX XXXX XXXX XXXX, Fl XXXX Or XXXX XXXX XXXX XXXX XXXX, fl XXXX
Frequently Asked Questions
What is Complaint #6241362 about?
Complaint #6241362 was filed against Valor Intelligent Processing, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2022-11-24T12:00:00-05:00.
How did Valor Intelligent Processing, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Valor Intelligent Processing, LLC?
Yes, visit the Valor Intelligent Processing, LLC company profile at readthecomplaint.com/company/valor-intelligent-processing-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.