Checking or savings account -- Opening an account -- Complaint #6239642

Complaint Overview

Complaint ID: 6239642

Company: Chime Financial INC

Product: Checking or savings account

Sub-Product: Checking account

Issue: Opening an account

Sub-Issue: Unable to open an account

State: Texas

ZIP Code: 78250

Date Received: 2022-11-23T12:00:00-05:00

Date Sent to Company: 2022-11-23T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I opened a chime account about 2 weeks ago. About 2-3 days later my account was locked/suspended. I called the chime support team and they said its because they needed documents like my social and my state ID and proof of my address. I sent everything I needed, its been 2 weeks already that Ive been calling the chime support team everyday asking about my account. They said there is nothing they can do that I have to wait, I have a check that already went to that account and I have no access to it. I called again today XX/XX/2022 and all they tell me is we are going to escalate your situation and we should get back to you within 24 hrs but nothing ever happens, I dont get no email of my status of my situation and they always tell me there is nothing or no one else hire up who I can talk to. I need access to my account, Im a single mother I have bills to pay and a child to feed.

Frequently Asked Questions

What is Complaint #6239642 about?

Complaint #6239642 was filed against Chime Financial INC regarding Checking or savings account specifically about Opening an account. It was received by the CFPB on 2022-11-23T12:00:00-05:00.

How did Chime Financial INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Chime Financial INC?

Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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