Checking or savings account -- Problem with a lender or other company charging your account -- Complaint #6224523

Complaint Overview

Complaint ID: 6224523

Company: Ally Financial INC.

Product: Checking or savings account

Sub-Product: Checking account

Issue: Problem with a lender or other company charging your account

Sub-Issue: Transaction was not authorized

State: Michigan

ZIP Code: 48197

Date Received: 2022-11-19T12:00:00-05:00

Date Sent to Company: 2022-11-19T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I deposited a check issued from XXXX XXXX XXXX XXXX Ally Bank. The check was declined stating not enough funds in the issuing account. Ally Bank states XXXX XXXX XXXX needs to fix it. XXXX XXXX XXXX states they payed out the check. Neither of them will fix it.

Frequently Asked Questions

What is Complaint #6224523 about?

Complaint #6224523 was filed against Ally Financial INC. regarding Checking or savings account specifically about Problem with a lender or other company charging your account. It was received by the CFPB on 2022-11-19T12:00:00-05:00.

How did Ally Financial INC. respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Ally Financial INC.?

Yes, visit the Ally Financial INC. company profile at readthecomplaint.com/company/ally-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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