Debt collection -- Attempts to collect debt not owed -- Complaint #6222175
Complaint Overview
Complaint ID: 6222175
Company: Barclays Bank Delaware
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was already discharged in bankruptcy and is no longer owed
State: New Jersey
ZIP Code: 08085
Date Received: 2022-11-18T12:00:00-05:00
Date Sent to Company: 2022-12-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I was contacted by XXXX XXXX XXXX out of Georgia. They called to threaten me with legal action for a debt that was XXXX in bankruptcy XXXX ago. They have contacted me in the past and I sent the discharge information. However they continue harassment it seems every year they circle back to try to reopen this case.
Frequently Asked Questions
What is Complaint #6222175 about?
Complaint #6222175 was filed against Barclays Bank Delaware regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-11-18T12:00:00-05:00.
How did Barclays Bank Delaware respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Barclays Bank Delaware?
Yes, visit the Barclays Bank Delaware company profile at readthecomplaint.com/company/barclays-bank-delaware to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.