Vehicle loan or lease -- Getting a loan or lease -- Complaint #6221329
Complaint Overview
Complaint ID: 6221329
Company: Wells Fargo & Company
Product: Vehicle loan or lease
Sub-Product: Loan
Issue: Getting a loan or lease
Sub-Issue: Fraudulent loan
State: New Jersey
ZIP Code: 08873
Date Received: 2022-11-18T12:00:00-05:00
Date Sent to Company: 2022-11-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
THIS IS MY FINAL ATTEMPT TO SETTLE THIS WITH WELLS FARGO VIA CFPB. Regarding complaint # XXXX on XX/XX/2022 & Regarding complaint # XXXX on XX/XX/2022. I submitted an affidavit which I will re-attach and showed proof of my consumer rights being violated in the transaction, XXXX XXXX from WELLS FARGO responds back with a contract was signed which was on my 1st exhibit. We are all aware agreement was signed. HOWEVER That does not give WELLS FARGO, OR XXXX XXXX, XXXX ANY REASON TO DISOBEY THE LAW & VIOLATE MY CONSUMER RGIHTS I'VE STILL HAVE NOT GOTTEN ANY RESPONSE regarding : EXHIBIT XXXX : XXXX swears that WELLS FARGO XXXX XXXX XXXX XXXX XXXX are Violation of 12 CFR 1026.4 & 15 USC Section 1605 ( DETERMINATION OF FINANCE CHARGE MY FINANCE CHARGE WAS SUPPOSE TO BE THE SUM OF ALL CHARGES WHICH WAS NOT THE CASE. ( fees, service fees, loan fees, insurance premiums was suppose to apart of my finance charge and it was not ) EXHIBIT 7 - why I NEVER FULLY my material account opening disclosure in accordance to 15 USC 1602v & which is a violation EXHIBIT 9 : XXXX swears that WELLS FARGO XXXX XXXX XXXX XXXX XXXX are in Violation of REG V & FCRA - Fair Credit Reporting Actin reference to exhibit 5 - I was never offered the choose to opt out of sharing or reporting of my private information as the consumer as the right to privacy EXHIBIT 10 : XXXX swears that WELLS FARGO XXXX XXXX XXXX XXXX XXXX are in Violation of - XXXX5 U.S. Code 1662 - Advertising of down payments and installments. {$5000.00} of a downpayment was taken as XXXX XXXX of XXXX XXXX Wells Fargo said they needed skin in the game which is a violation EXHBIT 13 : XXXX will be exercising their rights according to REG Z, & 1026.23 Right to Recession & Title 15 U.S. Code 1635 ( a ) & Title 15 U.S. Code 1635 ( f ) NONE OF THESE WERE ADDRESSED BECAUSE IT WAS ALL VIOLATED BY XXXX XXXX XXXX XXXX XXXX XXXX WELLS FARGO ALSO I AS THE CONSUMER HAVE THE RIGHT TO RESCIND A TRANSACTION BEING WELLS FARGO VIOLATED MY CONSUMER RIGHTS UNDER REGULATION Z, 1026.23 Right to Recession & 15 U.SC 1635, IVE NEVER WAIVED MY RIGHT TO RESCIND NOR WERE 2 COPIES OF MY RIGHT TO RESCIND EVER SENT TO ME. I'VE RE ATTACHED MY INVOICE FOR WELLS FARGO TO PAY FOR VIOLATING MY CONSUMER RIGHTS WELLS FARGO NEEDS TO RESPOND AND PAY INVOICE ACCORDINGLY
Frequently Asked Questions
What is Complaint #6221329 about?
Complaint #6221329 was filed against Wells Fargo & Company regarding Vehicle loan or lease specifically about Getting a loan or lease. It was received by the CFPB on 2022-11-18T12:00:00-05:00.
How did Wells Fargo & Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.
Can I see other complaints against Wells Fargo & Company?
Yes, visit the Wells Fargo & Company company profile at readthecomplaint.com/company/wells-fargo-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.