Debt collection -- Attempts to collect debt not owed -- Complaint #6217275

Complaint Overview

Complaint ID: 6217275

Company: Hcfs Healthcare Financial Services Of Teamhealth

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Virginia

ZIP Code: 22102

Date Received: 2022-11-17T12:00:00-05:00

Date Sent to Company: 2022-11-17T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/2022, I pulled my credit, and saw that ARS is reporting several accounts on my report. Account : XXXX, alleged debt : {$1000.00} Account : XXXX, alleged debt : {$310.00} Account : XXXX, alleged debt : {$1500.00} On XX/XX/2022, I sent ARS a letter requesting the below information : XXXX. Breakdown of fees including any medical charges and collection costs XXXX. A copy of my signature with the providers of service to release my medical information to you XXXX. Cease any credit bureau reporting until the alleged debt has been validated by me. I received a letter from ARS dated XX/XX/2022 without providing me the information I requested to validate these alleged debts. Per the HIPAA Collection Laws and FDCPA, the information that I have requested is not to their discretion and/or whatever they see fit, they are to comply, but they chose to violate my rights. So, on XX/XX/2022, I sent them another letter demanding a cease of the accounts and delete them off my credit reports immediately. However, I received another letter from them dated XX/XX/2022 completing ignoring my letter and sending me the same generic letter they previously sent that was dated XX/XX/2022. I was asking for validation, not verification. I am demanding that they cease collection and delete these accounts off my credit reports.

Frequently Asked Questions

What is Complaint #6217275 about?

Complaint #6217275 was filed against Hcfs Healthcare Financial Services Of Teamhealth regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-11-17T12:00:00-05:00.

How did Hcfs Healthcare Financial Services Of Teamhealth respond to this complaint?

The company responded with: "Closed with explanation". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Hcfs Healthcare Financial Services Of Teamhealth?

Yes, visit the Hcfs Healthcare Financial Services Of Teamhealth company profile at readthecomplaint.com/company/hcfs-healthcare-financial-services-of-teamhealth to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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