Debt collection -- Attempts to collect debt not owed -- Complaint #6212525
Complaint Overview
Complaint ID: 6212525
Company: Merchants' Credit Guide Company
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Illinois
ZIP Code: 60440
Date Received: 2022-11-16T12:00:00-05:00
Date Sent to Company: 2022-11-16T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
The consumer is here to dispute any alleged claims that you are now listing as a consumer debt on the consumer 's credit report as a federally protected consumer. In accordance with the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( 8 ), the Consumer is asking you for validation ( FDCPA ).
Frequently Asked Questions
What is Complaint #6212525 about?
Complaint #6212525 was filed against Merchants' Credit Guide Company regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-11-16T12:00:00-05:00.
How did Merchants' Credit Guide Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Merchants' Credit Guide Company?
Yes, visit the Merchants' Credit Guide Company company profile at readthecomplaint.com/company/merchants-credit-guide-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.