Mortgage -- Trouble during payment process -- Complaint #6207223

Complaint Overview

Complaint ID: 6207223

Company: Fay Servicing, LLC

Product: Mortgage

Sub-Product: Home equity loan or line of credit (HELOC)

Issue: Trouble during payment process

State: Pennsylvania

ZIP Code: 18045

Date Received: 2022-11-15T12:00:00-05:00

Date Sent to Company: 2022-11-15T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Fay Servicing started paying my property taxes in XX/XX/2022 and when I called several times in XXXX and XXXX and asked why Fay all of the sudden started paying my property taxes ( after 16 years of me reliably paying them on my own ), I was told by their customer service representatives XXXX XXXX, XXXX XXXX, and several other representatives that Fay Servicing had received a delinquency notice from XXXX XXXX XXXX XXXX XXXX that asked Fay to pay my taxes. I asked every one of these customer service representatives to send me a copy of this letter/notice claiming I was delinquent. I followed up with this request several times in writing on XX/XX/2022, XX/XX/2022, as well as XX/XX/2022, however, I have not received a copy of the notice/letter Fay claimed to have received from the XXXX XXXX XXXX XXXX XXXX XXXX XXXX other taxing authority.

Frequently Asked Questions

What is Complaint #6207223 about?

Complaint #6207223 was filed against Fay Servicing, LLC regarding Mortgage specifically about Trouble during payment process. It was received by the CFPB on 2022-11-15T12:00:00-05:00.

How did Fay Servicing, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against Fay Servicing, LLC?

Yes, visit the Fay Servicing, LLC company profile at readthecomplaint.com/company/fay-servicing-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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