Debt collection -- Took or threatened to take negative or legal action -- Complaint #6204153
Complaint Overview
Complaint ID: 6204153
Company: Cng Financial Corporation
Product: Debt collection
Sub-Product: Payday loan debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened to sue you for very old debt
State: Louisiana
ZIP Code: 70114
Date Received: 2022-11-14T12:00:00-05:00
Date Sent to Company: 2022-11-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
I received a Notice of Lawsuit letter threatening to sue me for a very old debt from XXXX XXXX XXXX in XXXX, OH. No prior communication stating the debt was due was received. The correspondence does not indicate when the debt occurred or how much was the original debt. It states the amount due but it does not state if that was the original debt amount. I am not familiar with this particular debt. I do not know when or where this debt originated. Furthermore, a copy of the correspondence was sent to the XXXX XXXX XXXX XXXX and to XXXX Credit Bureau. I would like to seek damages against this debt collector. A copy of the letter is attached. I can be contacted via email, XXXX or by phone, XXXX.
Frequently Asked Questions
What is Complaint #6204153 about?
Complaint #6204153 was filed against Cng Financial Corporation regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2022-11-14T12:00:00-05:00.
How did Cng Financial Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Cng Financial Corporation?
Yes, visit the Cng Financial Corporation company profile at readthecomplaint.com/company/cng-financial-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.