Debt collection -- Attempts to collect debt not owed -- Complaint #6199377
Complaint Overview
Complaint ID: 6199377
Company: Gamache & Myers, Pc
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was paid
State: Missouri
ZIP Code: 654XX
Date Received: 2022-11-13T12:00:00-05:00
Date Sent to Company: 2022-11-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/2020 my original creditor XXXX XXXX XXXX agreed to accept {$1500.00} as a full settlement amount on account ending in XXXX which had been placed with XXXX XXXX XXXX XXXX and had a balance of {$4300.00} at that time. My obligation to XXXX XXXX XXXX XXXX was completed in full. It seems that this debt which was settled in full was sold, maybe more than once, to another creditor who is now attempting to collect the remainder. The XXXX Card was issued by XXXXXXXX XXXX XXXX XXXX, related to, or my account may have been sold to, XXXXXXXX XXXX XXXX, then it seems to have been sold to XXXX XXXX XXXX, then put in the hands of XXXX XXXX XXXX, and now represented by the law office of Gamache & Myers. I attempted to dispute this debt online through XXXX XXXX which I would not recommend as a platform for dispute resolutions. I've also mailed hard copies of the documents to Gamache & Myers law firm. Correspondence with XXXX XXXX XXXX XXXX was originally conducted by my wife XXXX on my behalf.
Frequently Asked Questions
What is Complaint #6199377 about?
Complaint #6199377 was filed against Gamache & Myers, Pc regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-11-13T12:00:00-05:00.
How did Gamache & Myers, Pc respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Gamache & Myers, Pc?
Yes, visit the Gamache & Myers, Pc company profile at readthecomplaint.com/company/gamache-myers-pc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.