Debt collection -- Took or threatened to take negative or legal action -- Complaint #6199160
Complaint Overview
Complaint ID: 6199160
Company: Moody, Jones & Ingino, P.A
Product: Debt collection
Sub-Product: Auto debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened to sue you for very old debt
State: Georgia
ZIP Code: XXXXX
Date Received: 2022-11-13T12:00:00-05:00
Date Sent to Company: 2022-11-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This antagonist unknown third party debt collector is threatening to come after me for an alleged debt that is voided due to the nature of it cause, intention, definition, what constitutes a default, and the most importantly, DISCLOSURES. The XXXX word of default means de+ fallere, meaning " to deceive '', '' to cheat '', or " to lead astray ''. In a financial sense, the actual meaning is to deceive or lead astray a potential borrower. This unknown third party are doing business as MOODY, JONES & INGINO, PA. I expressed to them a " Cease and Desist '' notice & an Identity Theft Report and they are still harassing me. I will like to sue them for actual damages for the voided principal and security agreement, harassing me, not being conspicuously and clearly with the disclosures, the penalty for the violation of all Provisions and not respecting my mind. The federal Act of the disclosure requirements under the Truth and Lending Act and Regulation Z are governed by the XXXX which is part of the Consumer Financial Protection Act of 1968, amended. The controlling law in the area of disclosures is the " TILA & Regulation Z ''. The original creditor ( XXXX XXXX XXXX XXXX ) failed to comply with this federal law as well as this third party. The law is the law, which was broken. A federal law that was made by the Congress and the XXXX.
Frequently Asked Questions
What is Complaint #6199160 about?
Complaint #6199160 was filed against Moody, Jones & Ingino, P.A regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2022-11-13T12:00:00-05:00.
How did Moody, Jones & Ingino, P.A respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Moody, Jones & Ingino, P.A?
Yes, visit the Moody, Jones & Ingino, P.A company profile at readthecomplaint.com/company/moody-jones-ingino-p-a to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.