Debt collection -- Took or threatened to take negative or legal action -- Complaint #6194693
Complaint Overview
Complaint ID: 6194693
Company: Reel Time Capital LLC
Product: Debt collection
Sub-Product: Payday loan debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: North Dakota
ZIP Code: 587XX
Date Received: 2022-11-11T12:00:00-05:00
Date Sent to Company: 2022-11-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I applied for a {$700.00} loan I fell behind on payments The debt was then sent to reel-time debt collector, who said that the company was threatening to pursue fraud against me saying that I closed my debit card account when in fact there were no communication sent to me through XXXX indicating that there was a problem with the payment
Frequently Asked Questions
What is Complaint #6194693 about?
Complaint #6194693 was filed against Reel Time Capital LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2022-11-11T12:00:00-05:00.
How did Reel Time Capital LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Reel Time Capital LLC?
Yes, visit the Reel Time Capital LLC company profile at readthecomplaint.com/company/reel-time-capital-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.