Credit card or prepaid card -- Getting a credit card -- Complaint #6193843
Complaint Overview
Complaint ID: 6193843
Company: American Express Company
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-Issue: Application denied
State: Alabama
ZIP Code: 368XX
Date Received: 2022-11-13T12:00:00-05:00
Date Sent to Company: 2022-11-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I the consumer and natural person was denied credit by American Express when I applied for the blue cash everyday card. Adverse action against the consumer is AGAINST THE LAW according to the Equal Credit Opportunity Act which is codified in 15 USC 1619c and is pursuant to civil liability under 15 USC 1692k. you are subject to criminal liability for violating 15 USC 1691 as I have proof that I was discriminated against by American Express due to the response I received. American Express is in violation of 15 US Code 1642, USC 1681m, and 12 CFR 1002 because I the consumer made an application in good faith, yet credit was not issued. furthermore, because my CREDIT CARD ( SSN ) was used and I received NO benefit. this is proof of fraudulent activity ( unauthorized use of credit card ) on behalf of American Express
Frequently Asked Questions
What is Complaint #6193843 about?
Complaint #6193843 was filed against American Express Company regarding Credit card or prepaid card specifically about Getting a credit card. It was received by the CFPB on 2022-11-13T12:00:00-05:00.
How did American Express Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.
Can I see other complaints against American Express Company?
Yes, visit the American Express Company company profile at readthecomplaint.com/company/american-express-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.