Checking or savings account -- Managing an account -- Complaint #6176421

Complaint Overview

Complaint ID: 6176421

Company: Capital One Financial Corporation

Product: Checking or savings account

Sub-Product: Savings account

Issue: Managing an account

Sub-Issue: Deposits and withdrawals

State: Virginia

ZIP Code: 231XX

Date Received: 2022-11-07T12:00:00-05:00

Date Sent to Company: 2022-11-07T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/XXXX, I opened a new savings account in an attempt to receive XXXX for every XXXX deposited as an early sign up bonus. The check I deposited was from the liquidation of my trust and addressed to my maiden name. The check was unable to be deposited even though I have been with Capital One prior to being married. Capital One was able to verify my identify/ maiden from account history and still were unable to deposit the check due to policy. Further, they offered no other way to gain access to funds, such as sending in marriage certificate. XXXX case number.

Frequently Asked Questions

What is Complaint #6176421 about?

Complaint #6176421 was filed against Capital One Financial Corporation regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2022-11-07T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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