Debt collection -- Attempts to collect debt not owed -- Complaint #6158283
Complaint Overview
Complaint ID: 6158283
Company: Affirm Holdings, INC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Georgia
ZIP Code: 30083
Date Received: 2022-11-02T12:00:00-05:00
Date Sent to Company: 2022-11-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
i reviewed a copy of my credit report and notice a collection from an unknown company, i never received any information from them and never had any type of agreement or service with them. I never authorized anyone to share any type of information on my behalf with them. I mailed a letter asking why are they reporting anything without my written consent as well to recieve a copy of their license that authorize Any reporting in my state. I also asked for any contract bering my wet original signature. Its been over 30 days and i have not heard anything neither has it been removed from my credit file. I asked if they are reporting on another companies behalf that the account is sent back to that company because i never agreed for my information to be shared
Frequently Asked Questions
What is Complaint #6158283 about?
Complaint #6158283 was filed against Affirm Holdings, INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-11-02T12:00:00-05:00.
How did Affirm Holdings, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Affirm Holdings, INC?
Yes, visit the Affirm Holdings, INC company profile at readthecomplaint.com/company/affirm-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.