Debt collection -- Written notification about debt -- Complaint #6101311
Complaint Overview
Complaint ID: 6101311
Company: Cooling & Winter LLC
Product: Debt collection
Sub-Product: Other debt
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: Georgia
ZIP Code: 30135
Date Received: 2022-10-18T12:00:00-05:00
Date Sent to Company: 2022-11-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
A debt collection agency named Cooling and Winter LLC placed a hold on our accounts and states they have a judgment against us from 2 years ago. We did not receive notice of the judgment and we have not received notification of a garnishment, however, all of our account including my joint account with my wife have been frozen as of XX/XX/2022 and they have drained the money out of these accounts. We do not have money to pay our bills and the payments that have been sent out are being returned as XXXX.
Frequently Asked Questions
What is Complaint #6101311 about?
Complaint #6101311 was filed against Cooling & Winter LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2022-10-18T12:00:00-05:00.
How did Cooling & Winter LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Cooling & Winter LLC?
Yes, visit the Cooling & Winter LLC company profile at readthecomplaint.com/company/cooling-winter-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.