Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6090598

Complaint Overview

Complaint ID: 6090598

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: Maine

ZIP Code: 042XX

Date Received: 2022-10-15T12:00:00-05:00

Date Sent to Company: 2022-10-15T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

These issues are from applying for one personal loan threw a suggested XXXX XXXX company let me add it even said " we do not do hard inquiries on your credit so not to worry '' and all of the sudden multiple companies are on my credit report doing hard inquiries i have 100 emails from various different companies saying your approved so i one of the companies the first time and they again sent my info to all these other companies and come to find out there not even lenders they are just the middle man. Its ridiculous how it works. Im sorry no offense to whoever is handling this i dont mean any thing bad towards you, however i am just frustrated. Everything that I applied for it said I was preapproved for and it said it would only do a soft credit pull. I never authorized any hard pulls for any persona loans anywhere. My score was climbing and now its falling due to this. Please help. Anything you can do to help I would greatly appreciate. Thank you

Frequently Asked Questions

What is Complaint #6090598 about?

Complaint #6090598 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-10-15T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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