Mortgage -- Trouble during payment process -- Complaint #6088449

Complaint Overview

Complaint ID: 6088449

Company: State Home Mortgage

Product: Mortgage

Sub-Product: FHA mortgage

Issue: Trouble during payment process

State: Georgia

ZIP Code: 30016

Date Received: 2022-10-14T12:00:00-05:00

Date Sent to Company: 2022-10-14T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

Lost my homeowners insurance due to mortgage company not paying my escrow. Got a call from my insurer in XXXX of 2022 stating they have not recieved escrow, called my mortgage company and they said they paid it. Fastforward to XXXX of 2022 found out my insurance had been canceled due to none payments by my mortgage company I reached out to my mortgage company but they can not give me an answer they told me they will call me back but they have not in over a week. Try calling again but call will not go through. As of today I have no insurance on my home.

Frequently Asked Questions

What is Complaint #6088449 about?

Complaint #6088449 was filed against State Home Mortgage regarding Mortgage specifically about Trouble during payment process. It was received by the CFPB on 2022-10-14T12:00:00-05:00.

How did State Home Mortgage respond to this complaint?

The company responded with: "Closed with explanation". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against State Home Mortgage?

Yes, visit the State Home Mortgage company profile at readthecomplaint.com/company/state-home-mortgage to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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