Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6078991
Complaint Overview
Complaint ID: 6078991
Company: Advantage Credit, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Pennsylvania
ZIP Code: 196XX
Date Received: 2022-10-12T12:00:00-05:00
Date Sent to Company: 2022-10-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have alot of unusual activity on my credit report in which i have been disputing and is falling on XXXX XXXX, this is harming my credit score and harming me from obtaing funding from banks and loaners, i also satisfied a hard inquiry by paying off the agreed amount and it is still affecting my report. This is illegal and unfair. Please help me erase all these frivolous XXXX authorized reports.
Frequently Asked Questions
What is Complaint #6078991 about?
Complaint #6078991 was filed against Advantage Credit, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-10-12T12:00:00-05:00.
How did Advantage Credit, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Advantage Credit, INC.?
Yes, visit the Advantage Credit, INC. company profile at readthecomplaint.com/company/advantage-credit-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.