Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6055119

Complaint Overview

Complaint ID: 6055119

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: North Carolina

ZIP Code: 28411

Date Received: 2022-10-05T12:00:00-05:00

Date Sent to Company: 2022-10-05T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Equifax has refused to delete inquiries that have been found by me on my credit report that I did not create. Furthermore I have provided to equifax an identity theft report field recently with the FTC for identity theft and was instructed by the FTC to provide a copy of that report that was filed that clearly outlines inquiries on my credit report that I did not create, sign for, enter into any contracts or agreements as those inquiries remain alien to me and I demand that those inquiries be removed at once!! These are hurting my Credit score each day and I demand that equifax remove them now! I disputed these unauthorized inquiries with Equifax along with police report and FTC identity theft report and will not correct these inaccurate inquiries as listed on the FTC complaint.

Frequently Asked Questions

What is Complaint #6055119 about?

Complaint #6055119 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-10-05T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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