Debt collection -- Written notification about debt -- Complaint #6050234
Complaint Overview
Complaint ID: 6050234
Company: Capital One Financial Corporation
Product: Debt collection
Sub-Product: Credit card debt
Issue: Written notification about debt
Sub-Issue: Notification didn't disclose it was an attempt to collect a debt
State: California
ZIP Code: 90028
Date Received: 2022-10-04T12:00:00-05:00
Date Sent to Company: 2022-10-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
For over a year now, there has been an ongoing issue with Capital One and their predatory consumer practices. Two of my credit cards, which were paid on time monthly ( and over the minimum ) were illegally closed without warning or notice. I've contacted them directly, I've filed XXXX complaints, and I've reached out directly to their corporate offices. All of which have not successfully deleted the illegal information they reported to credit bureaus. I want this matter solved once and for all, immediately.
Frequently Asked Questions
What is Complaint #6050234 about?
Complaint #6050234 was filed against Capital One Financial Corporation regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2022-10-04T12:00:00-05:00.
How did Capital One Financial Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Capital One Financial Corporation?
Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.