Debt collection -- Attempts to collect debt not owed -- Complaint #6041369
Complaint Overview
Complaint ID: 6041369
Company: Credit World Services, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: California
ZIP Code: 90603
Date Received: 2022-10-02T12:00:00-05:00
Date Sent to Company: 2022-10-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have a debt on my credit report from a company named XXXX XXXX XXXX for {$850.00}. I called XXXX XXXX whom are representing this company, spoke to a gentleman at CREDIT WORLD stated this is a Kansas account opened on XX/XX/XXXX. I was asked if I have purchased any properties in XXXX, I said no. I reside in California and do not have anything to do with XXXX. I am a victim of Identity theft. Credit world has all my personal information, they told me I need to prove this was not me and prove where I live. I have not opened any accounts in Kansas at all. How can I prove this was not me? Also, ever since the pandemic in XXXX, my XXXX debit card number was compromised and someone was using it and purchasing so many things under my name and debit card. I had to submit a claim to Bank XXXX XXXX in XXXX. It was investigated and the funds were returned to me. Also, now I see another debt on my credit report. it is from XXXX XXXX XXXX, XXXX XXXX XXXX creator. I have no idea who this is and what it is for. Someone is usinf my personal information to open accounts and now it is impacting me. How can I prove I have not opened these accounts? Please assist me. They have all my information which the debt collectors have. Again, I am a victim of identity theft which stems from XXXX, the XXXX Dept provided personal information to the theives who continue to use my information to open accounts. This is not right. Please assist, let me what I can do.
Frequently Asked Questions
What is Complaint #6041369 about?
Complaint #6041369 was filed against Credit World Services, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-10-02T12:00:00-05:00.
How did Credit World Services, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Credit World Services, INC.?
Yes, visit the Credit World Services, INC. company profile at readthecomplaint.com/company/credit-world-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.