Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6041033
Complaint Overview
Complaint ID: 6041033
Company: Capital One Financial Corporation
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Florida
ZIP Code: 32819
Date Received: 2022-10-02T12:00:00-05:00
Date Sent to Company: 2022-10-02T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
All hard inquiries and all soft inquiries reported on this credit profile are unrecognizable and unauthorized. No consent was given to XXXX, XXXX, or XXXX to report any inquiries displaying on this credit profile. Due to these reports that weren't given to lawful consent, the credit scores were effected tremendously with each credit bureau causing major downfalls to the consumer. All consumer laws were broken to withhold the consumer from operating in legal and lawful commerce within the past 5 years.
Frequently Asked Questions
What is Complaint #6041033 about?
Complaint #6041033 was filed against Capital One Financial Corporation regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-10-02T12:00:00-05:00.
How did Capital One Financial Corporation respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Capital One Financial Corporation?
Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.