Debt collection -- Attempts to collect debt not owed -- Complaint #6039502

Complaint Overview

Complaint ID: 6039502

Company: Franklin Collection Service, INC.

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Michigan

ZIP Code: 48336

Date Received: 2022-10-01T12:00:00-05:00

Date Sent to Company: 2022-10-20T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I was informed that I had a previous debt with XXXX and I was resolved to pay it off since it was a small amount but then I thought the bill was not mine so why should I pay it. I filed a complaint and requested that they send me a final bill so I can rectify the bill while all along I had no intentions of paying a bill that was not mine this bill was at an address I never lived at and plus at the same time I was living at another address.

Frequently Asked Questions

What is Complaint #6039502 about?

Complaint #6039502 was filed against Franklin Collection Service, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-10-01T12:00:00-05:00.

How did Franklin Collection Service, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Franklin Collection Service, INC.?

Yes, visit the Franklin Collection Service, INC. company profile at readthecomplaint.com/company/franklin-collection-service-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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