Mortgage -- Trouble during payment process -- Complaint #6036950

Complaint Overview

Complaint ID: 6036950

Company: United Shore Financial Services, LLC

Product: Mortgage

Sub-Product: Conventional home mortgage

Issue: Trouble during payment process

State: Florida

ZIP Code: 33179

Date Received: 2022-09-30T12:00:00-05:00

Date Sent to Company: 2022-10-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

United Wholesale Mortgage is overcharging my escrow account and is refusing to refund the overcharges. They have overcharged my account for the month of XX/XX/2021 by {$110.00} and this is just another abusive practice. My monthly PMI is {$110.00}. My yearly PMI is {$1300.00}. The year has 12 months. According to United Wholesale Mortgage, the year has 13 months. PMI is applied twice for XX/XX/2021. Please see enclosed evidence. ( they charged {$1400.00} for XXXX PMI instead of {$1300.00} ) I am being constantly abused and lied by this company. I live in fear having them to administer my Escrow Account. Every letter/notice from them contains errors as answers to requests to correct errors or Errors to justify unjust enrichment. Refund immediately please and STOP the constant abuse! The " errors '' you constantly make are used as weapons to create emotionally distress/abuse. Please STOP the abuse and the obstructive practices.

Frequently Asked Questions

What is Complaint #6036950 about?

Complaint #6036950 was filed against United Shore Financial Services, LLC regarding Mortgage specifically about Trouble during payment process. It was received by the CFPB on 2022-09-30T12:00:00-05:00.

How did United Shore Financial Services, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against United Shore Financial Services, LLC?

Yes, visit the United Shore Financial Services, LLC company profile at readthecomplaint.com/company/united-shore-financial-services-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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