Credit card or prepaid card -- Getting a credit card -- Complaint #6034205

Complaint Overview

Complaint ID: 6034205

Company: Discover Bank

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Getting a credit card

Sub-Issue: Card opened as result of identity theft or fraud

State: Washington

ZIP Code: 98155

Date Received: 2022-09-29T12:00:00-05:00

Date Sent to Company: 2022-09-29T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I HAVE BEEN TRYING FOR OVER 2 YEARS TO REMOVE A FRAUDULENT ACCOUNT REMOVED FROM MY CREDIT PROFILE. THIS FRAUDULENT ACCOUNT WAS OPENED IN A DIFFERENT STATE AND IT WAS CHARGED IN A STATE WHERE I DON'T LIVE. I HAVE BEEN TALKING TO DISCOVER BANK AND XXXX TO HAVE THIS FRAUDULENT ACCOUNT REMOVED. THE CHARGES AND THE ACCOUT ARE FRAUDULENT. UNFORTUNATELY FOR ME DISCOVER WILL NOT PROVIDE THE ADDRESS THAT WAS USED TO OPEN THIS FRAUDULENT ACCOUNT. I FEEL LIKE THERE ARE PROTECTING THE THEIF BT NOT HELPING THE VICTIM.

Frequently Asked Questions

What is Complaint #6034205 about?

Complaint #6034205 was filed against Discover Bank regarding Credit card or prepaid card specifically about Getting a credit card. It was received by the CFPB on 2022-09-29T12:00:00-05:00.

How did Discover Bank respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Discover Bank?

Yes, visit the Discover Bank company profile at readthecomplaint.com/company/discover-bank to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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