Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6033989
Complaint Overview
Complaint ID: 6033989
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Texas
ZIP Code: 77041
Date Received: 2022-09-29T12:00:00-05:00
Date Sent to Company: 2022-09-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have had problem with reporting agency Equifax for the last three years, I have been disputing items and account that do not belong to me for the last three years with Equifax, they just delete the items that I disputed and then after 2 months than they deleted these items from my account and they reinstall them again or just put new ones in my report, my credit score has dropped XXXX points due to these problems since then, I have sent documentation like three/four times in the past already to support my dispute claims and they are always asking for more and more documentation that I already sent in the past. I am just tired and too stressed with all this happening and I am appealing to this government agency to help me out with this matter. These are the items that dont belong to me : 1. Two hard inquires : 1 : XX/XX/2021. 2 : XX/XX/2021 2. Two wrong addresses in my file : XXXX XXXX XXXX XXXX XXXX, XXXX Tx XXXX XXXX XXXX XXXX XXXX XXXX Tx XXXX 3. Wrong name and address on file 4. Two installments accounts : XXXX XXXX XXXX account ending XXXX XXXX XXXX account XXXX XXXX
Frequently Asked Questions
What is Complaint #6033989 about?
Complaint #6033989 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-09-29T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.