Debt collection -- Took or threatened to take negative or legal action -- Complaint #6029060
Complaint Overview
Complaint ID: 6029060
Company: Mullooly Jeffrey Rooney & Flynn
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Sued you without properly notifying you of lawsuit
State: New York
ZIP Code: 11434
Date Received: 2022-09-28T12:00:00-05:00
Date Sent to Company: 2022-09-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
From or around XXXX of XXXX I wrote a dispute letter to a collection agency ( Mullooly Jeffrey Rooney & Flyn XXXX ) pertaining to an unknown debt that does not belong to me. ( Case # XXXX ). In my letter I informed them that I dont owe XXXX XXXX XXXX any money nor do the above acct belong to me. ( Plz see Ex-A ). I also instructed them to cease collections until the alleged debt is verified. From or around XX/XX/XXXX oXXXX XXXX I sent a follow up letter to the same collection agency to inform them that they never verified nor validated the above unknown debt that doesnt belong to me. ( Plz see Ex-B & ( b ) ). Too date, Mullooly Jeffrey, Rooney & Flynn XXXX, never validated the unknown debt and they are in violation of the Fair Debt Collection Practices Act, XXXX5 USC 1692g Sec. 809 ( 8 ). The above firm is still reporting false information to all 3 credit agencies ( Plz see Ex-c ). The false information that they are reporting stopped/interfered with me being able to receive any business funding, refinancing for my home which is now foreclosed, personal loans to help during the pandemic and valuable jobs which consists of a good credit scores etc for hire. I am now seeking legal remedies with all applicable agencies identified in FCRA 15 U.S.C. 1681, as well as pursuing civil actions.
Frequently Asked Questions
What is Complaint #6029060 about?
Complaint #6029060 was filed against Mullooly Jeffrey Rooney & Flynn regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2022-09-28T12:00:00-05:00.
How did Mullooly Jeffrey Rooney & Flynn respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Mullooly Jeffrey Rooney & Flynn?
Yes, visit the Mullooly Jeffrey Rooney & Flynn company profile at readthecomplaint.com/company/mullooly-jeffrey-rooney-flynn to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.