Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6022042
Complaint Overview
Complaint ID: 6022042
Company: Credit Karma, LLC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: California
ZIP Code: 94801
Date Received: 2022-09-26T12:00:00-05:00
Date Sent to Company: 2022-10-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Credit Karma kept suggesting that I should apply for a low interest credit card which would improve my credit score and help me save money on existing balances. Credit Karma also suggested multiple credit cards to apply for with outstanding and very good approval odds. They have obviously tricked me into applying for one of these cards. Thanks to their misleading wrong information I was denied credit and I now have one more hard inquiry on my credit report. They're nothing but a bunch of thieves playing games with people 's credit worthiness. I wouldn't be surprised if they have a very profitable deal worked out with these banks to get us to apply for their cards by lying to us. The hard inquiry caused by their fake information should be removed from my credit report. I'm sure I'm not the first or last victim to this scam. It needs to stop.
Frequently Asked Questions
What is Complaint #6022042 about?
Complaint #6022042 was filed against Credit Karma, LLC regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-09-26T12:00:00-05:00.
How did Credit Karma, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Credit Karma, LLC?
Yes, visit the Credit Karma, LLC company profile at readthecomplaint.com/company/credit-karma-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.