Checking or savings account -- Closing an account -- Complaint #6021260

Complaint Overview

Complaint ID: 6021260

Company: Chime Financial INC

Product: Checking or savings account

Sub-Product: Checking account

Issue: Closing an account

Sub-Issue: Funds not received from closed account

State: Missouri

ZIP Code: 641XX

Date Received: 2022-09-26T12:00:00-05:00

Date Sent to Company: 2022-09-26T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

On XX/XX/2022 I got a email from chime stating my account was closed due to Account does not comply with internal policies and/or the member agreement & your account is not in compliance with your Deposit Account Agreement. And they will issue me a refund check. But I dont understand I dont have any fraudulently activity on my account. I constantly contact them for some to explain exactly whats going on because they literally have all of my money. I can not pay any of my bills and XXXX XXXX. The last charge that I disputed was Right touch beauty for {$1200.00} for scamming me and damaging my hair and chime denied my claim. So I sue her in small claims court and won the case.

Frequently Asked Questions

What is Complaint #6021260 about?

Complaint #6021260 was filed against Chime Financial INC regarding Checking or savings account specifically about Closing an account. It was received by the CFPB on 2022-09-26T12:00:00-05:00.

How did Chime Financial INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Chime Financial INC?

Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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